V. L. Dostov
REMA (Russian Electronic Money Association)
Russian Federation

Candidate of Physical and Mathematical Sciences, Chairman of REMA (Russian Electronic Money Association) Council. Area of expertise: banking, payment systems, financial technologies, cryptography, innovative financial regulation.

P. M. Shust
REMA (Russian Electronic Money Association)
Russian Federation

Candidate of Political Sciences, Executive Director of REMA (Russian Electronic Money Association). Area of expertise: banking, payment systems, financial technologies, anti-money laundering, innovative financial regulation.

A. A. Khorkova
Saint Petersburg State Economic University
Russian Federation

Student of the Banking, Financial Market and Insurance Academic Department in the FSBEI of HE “Saint Petersburg State Economic University”. Area of expertise: banking, payment systems, financial technologies.